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A Healthier Life can Lower Health Insurance Premiums

Released on: May 22, 2008, 11:55 pm

Press Release Author: texashealthandlife.com

Industry: Small Business

Press Release Summary: It\'s a no brainer that eating healthy keeps you healthy. And
if you are healthy , then expect to pay less for your health care insurance. But
how many people these days are overweight and in a higher risk category?



Press Release Body: Nearly 66 percent of adults that live in Texas are overweight or
obese. The cost to deal with the health care needs of those residents could go from
$10.5 billion in 2007 to roughly $39 billion by 2040. To put this into perspective,
66 percent could rise to 75 percent making the projected tally in 2040 some 20
million obese Texans. Those numbers are staggering.

To make these numbers even more dismal, a report released in 2005 indicated Texas
had the 6th highest rate of overweight adults in the US. The rate dropped to 12th
in 2006, but not because obesity in Texas improved. It dropped because other
states’ obesity rates increased faster than Texas. This does not mean good news for
an already over-taxed health care system. And these figures only deal with adults,
not the ever-increasing rate of obesity in the state\'s children. Texas
schoolchildren in 4th grade that are overweight or at risk for becoming overweight
ranked 42 percent in 2004-05. Thirty-nine percent of eighth graders and 36 percent
of eleventh graders also fell into this category. These children are future health
care users.

To acquire the cheapest insurance rates, you must prove to the underwriters you are
a good risk. If you can\'t do that, then the rates you end up paying will be high
because of your lifestyle choices. Insurance companies exist as businesses, and
businesses operate on the bottom line. If an insurance company feels someone is a
bad risk, they can either do nothing, increase rates for the applicant, or attach a
policy rider/waiver in order to exclude some condition(s). They aren\'t in business
to lose money.

Health care insurance rates can quite simply boil down to how you choose to live
your life. Making wise decisions about what you do to stay in good health could be
the best decision you have ever made. It could also mean you will save money when
it comes to health care insurance.


To learn more, visit http://www.texashealthandlife.com


Web Site: http://www.texashealthandlife.com

Contact Details: Adviatech Corp., PR for texashealthandlife.com
9280 Bay Plaza Blvd Suite 706
Tampa, FL 33619
1.813.600.3017

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